Intercontinental Capital Group (ICG) is a direct lender approved by the Federal Housing Authority (FHA) with its main office located at 55 E. 59th St. 4th Floor, New York, NY 10022. Licensed by Banking Department, State of New York - #105723; State of New Jersey Department of Banking and Insurance - # L050814; Licensed by the Department of Corporations under the California Finance Lender Act - # 603 B915; State Of Connecticut Department of Banking - #16351; Maryland Department of Labor, Licensing and Regulation - #13347; Florida Office of Financial Regulation - #511970; ; State of Pennsylvania Banking Department License # 20778. ; State of Arizona License and Regulation - #0911335 ; State of Missouri - License #511970APR subject to increase and terms subject to change. Rates and APRs may vary depending on loan details, such as points, loan amount, loan-to-value, your credit, property type, and occupancy. Rate and APR assume a rate and term refinance of a single family, detached, owner occupied primary residence, a minimum FICO score of 720 with a $250,000 loan amount and loan-to-value of less than 65%. Rate and APR assume that an escrow account is set up for payment of property taxes and insurance.